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Image of Brady Bell - Bellhaven Blog Author

Written by: Brady Bell

Published Dec 4, 2024

"Doing my best to make real estate easy to understand for the average Joe."

3 min

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Glossary Term

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Property Rights Category Image
Property Rights Category Image
  1. 1.What is Racial Steering in Real Estate Discrimination?
    2.Historical Background of Racial Steering
    3.Legal Framework and Prohibitions
    4.Modern Manifestations of Racial Steering
    5.Recognizing and Preventing Racial Steering
    6.Impact on Communities
    7.Taking Action Against Racial Steering
    8.Your Rights and Resources
    9.Creating a Fair Housing Future

What is Racial Steering in Real Estate Discrimination?

I've noticed something troubling in real estate that we need to talk about - racial steering. This practice still exists in our housing market, though it often hides in plain sight. Let me break down what this means and why you should care about it.

Racial Steering: The practice of directing homebuyers or renters toward or away from specific neighborhoods based on their race or ethnicity. This discriminatory practice, which is illegal under federal fair housing laws, occurs when real estate professionals attempt to influence where people live by suggesting certain areas while discouraging others based on racial factors.

Historical Background of Racial Steering

Racial steering didn't appear out of nowhere. It grew from a long history of housing segregation in America. Back in the early 20th century, this practice worked hand-in-hand with redlining, where banks would refuse loans in certain neighborhoods, often those with minority populations. This created a cycle that shaped our cities and towns, leading to segregated communities that many places still struggle with today.

The effects rippled through generations, creating gaps in wealth building opportunities and limiting access to quality schools and services. These past practices still influence neighborhood demographics and property values today.

Legal Framework and Prohibitions

The Fair Housing Act of 1968 made racial steering illegal, marking a turning point in housing rights. The law prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability.

If caught practicing racial steering, real estate professionals face serious consequences:

  • Civil penalties up to $16,000 for first violations

  • Damages paid to victims

  • License suspension or revocation

  • Legal fees and court costs

Modern Manifestations of Racial Steering

Today's racial steering often wears a subtle mask. You might hear phrases like:

  • "This neighborhood might not be a good fit for your family"

  • "You'd feel more comfortable in this area"

  • "The schools over there might not meet your expectations"

Even online listings can perpetuate steering through targeted advertising or selective photo displays. These practices might seem helpful on the surface but actually limit housing choices based on race.

Recognizing and Preventing Racial Steering

Watch for these warning signs:

  • Agents showing properties only in certain neighborhoods

  • Different properties shown to different racial groups

  • Comments about neighborhood demographics

  • Unsolicited advice about where you'd "fit in better"

Keep records of your home search, including:

  • Properties discussed and shown

  • Areas recommended or discouraged

  • Comments about neighborhoods

  • Dates and times of interactions

Impact on Communities

Racial steering hits communities hard. It affects:

Economic Factors:

  • Home values

  • Business development

  • Tax base for schools and services

Social Elements:

  • School quality

  • Community services

  • Social connections

Taking Action Against Racial Steering

You have power to fight racial steering:

  • Research neighborhoods independently

  • Document all interactions with real estate professionals

  • Report suspicious practices to HUD

  • Work with fair housing organizations

Your Rights and Resources

Know your rights as a homebuyer or renter:

  • Equal access to housing opportunities

  • Freedom to live in any neighborhood you choose

  • Fair treatment from real estate professionals

  • Right to file complaints about discrimination

Creating a Fair Housing Future

Real change starts with awareness and action. Real estate professionals must commit to fair practices, ongoing education, and active opposition to discrimination. Technology can help track showing patterns and ensure equal treatment, but human commitment to fairness matters most.

At Bellhaven Real Estate, we stand firm against racial steering and all forms of housing discrimination. Our agents follow strict fair housing guidelines and treat every client with respect and professionalism. Ready to work with a team that puts ethics first? Contact Bellhaven Real Estate - where fair housing isn't just a law, it's our promise to you.

Related terms

Related terms

  1. 1.What is Racial Steering in Real Estate Discrimination?
    2.Historical Background of Racial Steering
    3.Legal Framework and Prohibitions
    4.Modern Manifestations of Racial Steering
    5.Recognizing and Preventing Racial Steering
    6.Impact on Communities
    7.Taking Action Against Racial Steering
    8.Your Rights and Resources
    9.Creating a Fair Housing Future

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